We are Your Source for VA and VA Jumbo Loans.
When looking to use your VA Home Loan Benefit to Purchase, Refinance, or Streamline Refinance your Home, it is important to select a VA Loan Pro that is knowledgeable about VA Loans, knows how to get you qualified for the best available VA Loan or VA Jumbo Loan, and knows how to handle and navigate through the many nuances that VA Loans have to get you the loan you want.
Read through our site, then call us when you are ready to get started. We have been making VA Loans since 1987.
We offer VA Loans and VA Jumbo Loans to Purchase, Refinance, and VA IRRRL Streamline Refinance of your home.
Call 866-900-2342 toll free, or apply online at www.vandykfunding.com to get started.’
California 100% financing VA Loan Limit now up to $625,500 for 2015 in select counties. More info on California VA Loan Limits for 2015
Virginia 100% Financing VA Loan Limit now up to $625,500 for 2015 for select counties. Call for details.
Washington 100% Financing VA Loan Limit now up to $517,500 for 2015 for select counties. Call for details.
Wyoming 100% Financing VA Loan Limit now up to $625,500 for 2015 for Teton county. Call for details.
—>>> Get Started here on your VA Loan or give us a call at 866-900-2342 (toll free direct)
VA Loan Limits for 2016 – up to $625,500 in California
The Veterans Administration has announced the VA Loan Limits for California for 2016. The new California VA Loan Limits for 2016 have increased in some areas, stayed the same in others and went down in a select few high cost counties.
The VA Jumbo Loan (aka VA High Balance Loan) allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas of California and Washington at loan amounts more in sync with local housing prices. Qualified Vet’s can purchase up to $625,500 with zero money down in Bay Area counties such as San Francisco, Marin, San Mateo, Alameda and Contra Costa as well as Los Angeles, Orange county and Santa Barbara.
Some examples of the new VA Loan Limits in California are: Veterans in Los Angeles, Orange County, Brea, Pasadena, Irvine, Costa Mesa, Huntington Beach, and Long Beach may qualify for a 100% VA Jumbo loan up to $625,500. San Diego County cities including San Diego, Oceanside, Chula Vista, El Cajon, Encinitas, Carlsbad, San Marcos, Escondido, Rancho Bernardo, and La Mesa a Vet can borrow up to $580,750 with no money down when buying a house. San Jose Vets can go up to $625,500 with no money down VA Purchase Loan. SF Bay Area Vets buying a home in San Francisco, Alameda, Oakland, Fremont, Contra Costa, Marin, San Mateo, Daly City, etc can qualify up to $625,500 for a 100% VA Jumbo Loan as well. We also offer VA Loans that exceed these limits with the appropriate amount of Down payment on purchases, or equity on Refinances, with a max VA Jumbo Loan amount of $1.5M.
VanDyk Mortgage is a proud VA Lender serving many states including California, Georgia, Massachusetts, Virginia, Washington, and more.
We have compiled the California VA Loan limits for 2016 by county below.
State County 2016 VA Loan Limit
CA ALAMEDA $625,500
CA ALPINE $463,450
CA AMADOR $417,000
CA BUTTE $417,000
CA CALAVERAS $417,000
CA COLUSA $417,000
CA CONTRA COSTA $625,500
CA DEL NORTE $417,000
CA EL DORADO $474,950
CA FRESNO $417,000
CA GLENN $417,000
CA HUMBOLDT $417,000
CA IMPERIAL $417,000
CA INYO $417,000
CA KERN $417,000
CA KINGS $417,000
CA LAKE $417,000
CA LASSEN $417,000
CA LOS ANGELES $625,500
CA MADERA $417,000
CA MARIN $625,500
CA MARIPOSA $417,000
CA MENDOCINO $417,000
CA MERCED $417,000
CA MODOC $417,000
CA MONO $529,000
CA MONTEREY $529,000
CA NAPA $625,500
CA NEVADA $477,250
CA ORANGE $625,500
CA PLACER $474,950
CA PLUMAS $417,000
CA RIVERSIDE $417,000
CA SACRAMENTO $474,950
CA SAN BENITO $625,500
CA SAN BERNARDINO $417,000
CA SAN DIEGO $580,750
CA SAN FRANCISCO $625,500
CA SAN JOAQUIN $417,000
CA SAN LUIS OBISPO $561,200
CA SAN MATEO $625,500
CA SANTA BARBARA $625,500
CA SANTA CLARA $625,500
CA SANTA CRUZ $625,500
CA SHASTA $417,000
CA SIERRA $417,000
CA SISKIYOU $417,000
CA SOLANO $417,000
CA SONOMA $554,300
CA STANISLAUS $417,000
CA SUTTER $417,000
CA TEHAMA $417,000
CA TRINITY $417,000
CA TULARE $417,000
CA TUOLUMNE $417,000
CA VENTURA $603,750
CA YOLO $474,950
CA YUBA $417,000
Many Vets would like to purchase or refinance a home that exceeds their County VA Loan Limit. If you need a VA loan for a higher amount than your county loan limit, please call us. We offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline), up to $1.5M nationwide with appropriate down payment or home equity to meet the VA guarantee requirement. Call Brian Skaar at 760-752-4480 to get started. VanDyk Mortgage also offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
>>> Get started here on your VA Loan online, or give us a call at 866-900-2342 (toll free direct)
California VA Loans after Hardship – Bankruptcy, Foreclosure, Short Sale
Many California Veterans have encountered financial Hardship during the past several years. Active Duty Recalls, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial Hardships for many Veterans across the Country in the form of Bankruptcy, Foreclosure and Short Sale.
We have good news for our California Vets: You may qualify for a VA Loan with VanDyk Mortgage as soon as 2 years after one of these events.
Here is a quick list of the waiting period for each Hardship for VA Loans in California below.
California VA Loans after Financial Hardship:
- VA Loan after Bankruptcy – as soon as 2 yrs after Bankruptcy Discharge
- VA Loan after Foreclosure – as soon as 2 yrs after Foreclosure Sale Date
- VA Loan after Short Sale – as soon as 2 yrs after Short Sale date
**Short Sales that had no late Mortgage Payments prior to date of sale may be eligible sooner than 2 yrs (sometimes immediately after sale)
Note – We also offer VA Jumbo Loans 24 months out from Bankruptcy, Foreclosure, and Short Sale
It is imperative for VA loan qualification that you have no late payments of any type after the date of the Hardship. Please call us to review if you have specific questions about your scenario.
If you have experienced one of these financial hardships and are a Veteran, please call us to find out how soon you may qualify to purchase a new home, upgrade your existing home, or refinance your current loan to take advantage of low interest rates utilizing your VA Benefit and the current Higher VA Loan Limits – 866-900-2342 toll free direct.
>>> Get started here on your VA Loan PreApproval or give us a call at 866-900-2342 (toll free direct)