California VA Loan Limits for 2016

VA Loan Limits for 2016 – up to $625,500 in California

The Veterans Administration has announced the VA Loan Limits for California for 2016.   The new California VA Loan Limits for 2016 have increased in some areas, stayed the same in others and went down in a select few high cost counties.

The VA Jumbo Loan (aka VA High Balance Loan)  allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas of California and Washington at loan amounts more in sync with local housing prices. Qualified Vet’s can purchase up to $625,500 with zero money down in Bay Area counties such as San Francisco, Marin, San Mateo, Alameda and Contra Costa as well as Los Angeles, Orange county and Santa Barbara.

Some examples of the new VA Loan Limits in California are:  Veterans in Los Angeles, Orange County, Brea, Pasadena, Irvine, Costa Mesa, Huntington Beach, and Long Beach may qualify for a 100% VA Jumbo loan up to $625,500.   San Diego County cities including San Diego, Oceanside, Chula Vista, El Cajon, Encinitas, Carlsbad, San Marcos, Escondido, Rancho Bernardo, and La Mesa   a Vet can borrow up to $580,750 with no money down when buying a house.   San Jose Vets can go up to $625,500 with no money down VA Purchase Loan.  SF Bay Area Vets buying a home in San Francisco, Alameda, Oakland, Fremont, Contra Costa, Marin, San Mateo, Daly City, etc can qualify up to $625,500 for a 100% VA Jumbo Loan as well.  We also offer VA Loans that exceed these limits with the appropriate amount of Down payment on purchases, or equity on Refinances, with a max VA Jumbo Loan amount of $1.5M.

VanDyk Mortgage is a proud VA Lender serving many states including California, Georgia, Massachusetts, Virginia, Washington, and more.

We have compiled the California VA Loan limits for 2016 by county below.

State County 2016 VA Loan Limit

CA ALAMEDA $625,500

CA ALPINE $463,450

CA AMADOR $417,000

CA BUTTE $417,000

CA CALAVERAS  $417,000

CA COLUSA $417,000


CA DEL NORTE $417,000

CA EL DORADO $474,950

CA FRESNO $417,000

CA GLENN $417,000

CA HUMBOLDT $417,000

CA IMPERIAL $417,000

CA INYO $417,000

CA KERN $417,000

CA KINGS $417,000

CA LAKE $417,000

CA LASSEN $417,000


CA MADERA  $417,000

CA MARIN $625,500

CA MARIPOSA $417,000


CA MERCED $417,000

CA MODOC $417,000

CA MONO $529,000

CA MONTEREY $529,000

CA NAPA $625,500

CA NEVADA $477,250

CA ORANGE $625,500

CA PLACER $474,950

CA PLUMAS $417,000



CA SAN BENITO   $625,500


CA SAN DIEGO $580,750




CA SAN MATEO $625,500



CA SANTA CRUZ $625,500

CA SHASTA $417,000

CA SIERRA $417,000

CA SISKIYOU $417,000

CA SOLANO $417,000

CA SONOMA $554,300


CA SUTTER $417,000

CA TEHAMA $417,000

CA TRINITY $417,000

CA TULARE $417,000

CA TUOLUMNE $417,000

CA VENTURA $603,750

CA YOLO $474,950

CA YUBA $417,000

Many Vets would like to purchase or refinance a home that exceeds their County VA Loan Limit. If you need a VA loan for a higher amount than your county loan limit, please call us.  We offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline), up to $1.5M nationwide with appropriate down payment or home equity to meet the VA guarantee requirement.   Call Brian Skaar at 760-752-4480 to get started.  VanDyk Mortgage also offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

>>>  Get started here on your VA Loan online, or give us a call at 866-900-2342  (toll free direct)

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Filed under California VA Lender, VA High Balance, VA IRRRL Streamline, VA Jumbo IRRRL Streamline, VA Jumbo Lender, VA Jumbo Loans, VA Jumbo Purchase, VA Loans over $1m, VA Purchase Loan