California VA Loan Limits for 2018

VA Loan Limits for 2018 – up to $679,650 in California

The Veterans Administration has announced the VA Loan Limits for California for 2018.   The new California VA Loan Limits for 2018 have increased in most areas.

The VA Jumbo Loan (aka VA High Balance Loan)  allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas of California and Washington at loan amounts more in sync with local housing prices. Qualified Vet’s can purchase up to $679,650 with zero money down in Bay Area counties such as San Francisco, Marin, San Mateo, Alameda and Contra Costa as well as Los Angeles and Orange county.

Some examples of the new VA Loan Limits in California are:  Veterans in Los Angeles, Orange County, Brea, Pasadena, Irvine, Costa Mesa, Huntington Beach, and Long Beach may qualify for a 100% VA Jumbo loan up to $679,650.   San Diego County cities including San Diego, Oceanside, Chula Vista, El Cajon, Encinitas, Carlsbad, San Marcos, Escondido, Rancho Bernardo, and La Mesa   a Vet can borrow up to $649,750 with no money down when buying a house.   San Jose Vets can go up to $679,650 with no money down VA Purchase Loan.  SF Bay Area Vets buying a home in San Francisco, Alameda, Oakland, Fremont, Contra Costa, Marin, San Mateo, Daly City, etc can qualify up to $679,650 for a 100% VA Jumbo Loan as well.

We also offer VA Loans that exceed these limits with the appropriate amount of Down payment on purchases, or equity on Refinances, with a max VA Jumbo Loan amount of $1.5M.

VanDyk Mortgage is a proud VA Lender serving many states including California, Georgia, Massachusetts, Virginia, Washington, and more.

We have compiled the California VA Loan limits for 2018 by county below.

State County 2018 VA Loan Limit

CA ALAMEDA $679,650

CA ALPINE $463,450

CA AMADOR $453,100

CA BUTTE $453,100

CA CALAVERAS  $453,100

CA COLUSA $453,100


CA DEL NORTE $453,100

CA EL DORADO $517,500

CA FRESNO $453,100

CA GLENN $453,100

CA HUMBOLDT $453,100

CA IMPERIAL $453,100

CA INYO $453,100

CA KERN $453,100

CA KINGS $453,100

CA LAKE $453,100

CA LASSEN $453,100


CA MADERA  $453,100

CA MARIN $679,650

CA MARIPOSA $453,100


CA MERCED $453,100

CA MODOC $453,100

CA MONO $529,000

CA MONTEREY $615,250

CA NAPA $679,650

CA NEVADA $477,250

CA ORANGE $679,650

CA PLACER $517,500

CA PLUMAS $453,100



CA SAN BENITO   $679,650


CA SAN DIEGO $667,000




CA SAN MATEO $679,650



CA SANTA CRUZ $679,650

CA SHASTA $453,100

CA SIERRA $453,100

CA SISKIYOU $453,100

CA SOLANO $453,100

CA SONOMA $648,600


CA SUTTER $453,100

CA TEHAMA $453,100

CA TRINITY $453,100

CA TULARE $453,100

CA TUOLUMNE $453,100

CA VENTURA $672,750

CA YOLO $517,500

CA YUBA $453,100

Many Vets would like to purchase or refinance a home that exceeds their County VA Loan Limit. If you need a VA loan for a higher amount than your county loan limit, please call us.  We offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline), up to $1.5M nationwide with appropriate down payment or home equity to meet the VA guarantee requirement.   Call Brian Skaar at 760-752-4480 to get started.  VanDyk Mortgage also offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

>>>  Get started here on your VA Loan online, or give us a call at 866-900-2342  (toll free direct)

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