Category Archives: Uncategorized

VA Loans and VA Jumbo Loans – the VA Loan Pro’s

VA Loans and VA Jumbo Loans – get the best mortgage loan for US Veterans and Active Duty Service Members

When you decide to buy a home using your VA Home Loan Benefit or refinance your home mortgage utilizing a VA Loan, it’s a big step.  For California VA Loans you can trust us to find the best VA loan for you.

We offer VA Purchase Loans, VA Refinance Loans, VA IRRRL Streamline, VA Jumbo Loans, VA Jumbo Purchase Loans, VA Jumbo Refinance Loans, and VA Jumbo IRRRL Streamline refinance Loans throughout California and Washington.    Go with the VA Loan pros at Vandyk Mortgage.   Contact us to get started or receive your free quote.

Buying a home can be a source of anxiety and frustration and also a huge sense of accomplishment.   You choose the home that is right for you and your family, not someone else.    Trust our VA Loan Professionals to help you use your VA home Loan Benefit to make your home ownership dreams come true.   We are here to serve our Veterans.

Refinancing your current mortgage can save you hundreds per month, and thousands of dollars per year.   Contact the VA Loan Pro’s at VanDyk Mortgage to find out if you could benefit from a VA Refinance.    You can Refinance your current VA Loan or VA Jumbo Loan into a lower rate using the VA IRRRL aka The VA Interest Rate Reduction Refinance Loan.   These are also called VA Streamlines or VA Jumbo Streamlines.   We can Refinance your VA Loan even if it exceeds current VA County Loan Limits.

You can also utilize your VA Home Loan Benefit to Refinance your Non-VA Loan into a safe, secure VA Loan or VA Jumbo Loan with a Fixed Rate and No PMI.

Accessing your home equity is a great way to get the cash needed for big projects such as College, Home Improvement, or whatever you can think up.  We’ll help you see if a VA Loan is the best route to meet your goals.

Please explore and navigate our website to learn more about us, what we do for you, and how easy it is to get started.

>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)

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Filed under California VA Lender, Uncategorized, VA Jumbo Lender, VA Jumbo Loans, VA Jumbo Purchase

VA Loans after Hardship – Bankruptcy, Foreclosure, Short Sale

VA Loans after Hardship – Bankruptcy, Foreclosure, Short Sale

Many Veterans have encountered financial Hardship during the past several years. Active Duty Recalls, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial Hardship for many Veterans across the Country in the form of Bankruptcy, Foreclosure and Short Sale.

>>We have good news for our Vets:   You can get a VA Loan soon as 2 years after one of these events, sometimes sooner

We put together a quick list of the waiting period for each Hardship.

VA Loans After Financial Hardship:

  • VA Loans after Bankruptcy – as soon as 2 yrs after Bankruptcy Discharge
  • VA Loans after Foreclosure – as soon as 2 yrs after Foreclosure Sale Date
  • VA Loans after Short Sale – as soon as 2 yrs after Short Sale date
  • Short Sales that had no late Mortgage Payments prior to date of sale may be eligible sooner than 2 yrs (sometimes immediately after sale)

Note – if the Short Sale or Foreclosure was on a VA Loan,  additional requirements apply.

If you have experienced one of these financial hardships and are a Veteran,  please call us to find out how soon you may qualify to purchase a new home, upgrade your existing home, or refinance your current loan to take advantage of low interest rates.  866-900-2342 toll free direct.

>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)


			

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Filed under California VA Lender, Uncategorized, VA Jumbo Loans, va loan after bankruptcy, va loan after foreclosure, va loan after short sale, VA Loans

VA IRRRL Streamline Refinance for California Non-owner occupied home (Rental or Investment)

Can I get a VA IRRRL Streamline Refinances for my California Non-owner occupied home?  

This is a common question for California Veterans and California based Active Duty Military Personel who have utilized their VA Benefit to purchase a home in California using a VA Loan, and then are transferred to another area, often via PCS out of state.   Or if they have purchased another home to adjust to a new family size or larger home, etc.

So what is the answer to the question – Can I get a VA IRRRL Streamline Refinance for my Non-owner occupied home?  (AKA Rental Home or Investment home).  The answer is Yes!   With VanDyk Mortgage,  we allow qualified Veterans and Active Duty Service Members to utilize the VA IRRRL Streamline on Non-owner occupied properties that already have VA Loan Financing.

The VA IRRRL Streamline Refinance allows you to Lower yoiur rate and payment with minimal cost and a streamlined process.

We offer these throughout California including San Diego, San Francisco, Los Angeles, Riverside, San Bernardino, Sacramento, Fresno, Bakersfield, Stockton, Oceanside, Chula Vista, Escondido, Temecula, Murrieta, Corona, and all cities in between.

Call the Government Loan Pros with VanDyk Mortgage at 866-900-2342 today.

>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)

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Filed under California VA Lender, Uncategorized, VA Jumbo Loans, VA Loans