Category Archives: VA Jumbo Lender

We are a VA Jumbo Lender, and Direct Lender. We offer VA Jumbo Loans for Home Purchase, Refinance and IRRRL Streamline Refinance. VA Jumbo loans are VA Loans that exceed $417,000. We allow VA Loans over the County VA Loan Limits, up to VA Jumbo Loan amounts as high as $1.5M. We are a Direct Lender offering VA Jumbo Loans throughout our service areas, including California, Washington, Virginia, Massachusetts, Georgia, Wyoming, Michigan and Indiana. VA Jumbo Loans are available as soon as 24 months after a Foreclosure, Bankruptcy, or Short Sale, we will require re-established credit and a solid payment history after the Hardship event. VA Loans after a Short Sale may be eligible sooner than 24 months, please contact us direct to see if your situation allows this.

VA Loan Limits for 2013 – up to $987,500 in California

VA Loan Limits for 2013 – up to $987,500 in California

Click here for 2015 California VA Loan Limits by county

The Veterans Administration has announced the VA Loan Limits for California for 2013. The formula for generating the VA Loan Limits was altered by Congress in 2008, and was reinstated beginning August 6, 2012.

The VA Jumbo Loan allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas of California and Washington at loan amounts more in sync with local housing prices. Qualified Vet’s can purchase up to $987,500 with zero money down.

Some examples of the new VA Loan Limits in California are: Veterans in Los Angeles, Orange County, Ventura, Brea, Pasadena, Irvine, Costa Mesa, Huntington Beach, and Long Beach may qualify for a 100% VA Jumbo loan up to $668,750. San Diego County cities including San Diego, Oceanside, Chula Vista, El Cajon, Encinitas, Carlsbad, San Marcos, Escondido, Rancho Bernardo, la Mesa and National City a Vet can borrow up to $500,000 with no money down when buying a house. San Jose vets can go up to $823,750 with no money down VA Purchase Loan. SF Bay Area Vets buying a home in San Francisco, Alameda, Oakland, Fremont, Contra Costa, Marin, San Mateo, Daly City, etc can qualify up to $987,500 for a 100% VA Loan as well. We also offer VA Loans that exceed these limits with the appropriate amount of Down payment on purchases, or equity on Refinances.

VanDyk Mortgage is a proud VA Lender serving many states including California, Georgia, Massachusetts, Virginia, Washington, and more.

We have compiled the California VA Loan limits for 2013 by county below.

State County 2013 VA Loan Limit

CA ALAMEDA $987,500

CA ALPINE $417,000

CA AMADOR $417,000

CA BUTTE $417,000

CA CALAVERAS $417,000

CA COLUSA $417,000

CA CONTRA COSTA $987,500

CA DEL NORTE $417,000

CA EL DORADO $417,000

CA FRESNO $417,000

CA GLENN $417,000

CA HUMBOLDT $417,000

CA IMPERIAL $417,000

CA INYO $417,000

CA KERN $417,000

CA KINGS $417,000

CA LAKE $417,000

CA LASSEN $417,000

CA LOS ANGELES $668,750

CA MADERA $417,000

CA MARIN $987,500

CA MARIPOSA $417,000

CA MENDOCINO $417,000

CA MERCED $417,000

CA MODOC $417,000

CA MONO $437,500

CA MONTEREY $425,000

CA NAPA $521,250

CA NEVADA $417,000

CA ORANGE $668,750

CA PLACER $417,000

CA PLUMAS $417,000

CA RIVERSIDE $417,000

CA SACRAMENTO $417,000

CA SAN BENITO $823,750

CA SAN BERNARDINO $417,000

CA SAN DIEGO $500,000

CA SAN FRANCISCO $987,500

CA SAN JOAQUIN $417,000

CA SAN LUIS OBISPO $481,250

CA SAN MATEO $987,500

CA SANTA BARBARA $593,750

CA SANTA CLARA $823,750

CA SANTA CRUZ $668,750

CA SHASTA $417,000

CA SIERRA $417,000

CA SISKIYOU $417,000

CA SOLANO $417,000

CA SONOMA $448,750

CA STANISLAUS $417,000

CA SUTTER $417,000

CA TEHAMA $417,000

CA TRINITY $417,000

CA TULARE $417,000

CA TUOLUMNE $417,000

CA VENTURA $546,250

CA YOLO $417,000

CA YUBA $417,000

Many Vets would like to purchase or refinance a home that exceeds their County’s VA Loan Limit. If you need a VA loan for a higher amount than your county loan limit, please call us. We do offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline). Call Brian Skaar at 760-752-4480 to get started.

 

VanDyk Mortgage also offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

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Filed under California VA Lender, VA IRRRL Streamline, VA Jumbo IRRRL Streamline, VA Jumbo Lender, VA Jumbo Loans, VA Jumbo Purchase, VA Loans, VA Loans over $1m, VA Purchase Loan

We are your Source for VA and VA Jumbo Loans

We are Your Source for VA and VA Jumbo Loans.

When looking to use your VA Home Loan Benefit to Purchase, Refinance, or Streamline Refinance your Home, it is important to select a VA Loan Pro that is knowledgeable about VA Loans, knows how to get you qualified for the best available VA Loan or VA Jumbo Loan, and knows how to handle and navigate through the many nuances that VA Loans have to get you the loan you want.

Read through our site, then call us when you are ready to get started.   We have been making VA Loans since 1987.

We offer VA Loans and VA Jumbo Loans to Purchase, Refinance, and VA IRRRL Streamline Refinance of your home.

Call 866-900-2342 toll free,  or apply online at www.vandykfunding.com to get started.’

California 100% financing VA Loan Limit now up to $625,500 for 2015 in select counties.   More info on  California VA Loan Limits for 2015

Virginia 100% Financing VA Loan Limit now up to $625,500 for 2015 for select counties.   Call for details. 

Washington 100% Financing VA Loan Limit now up to $517,500 for 2015 for select counties.   Call for details.

Wyoming 100% Financing VA Loan Limit now up to $625,500 for 2015 for Teton county.   Call for details.

—>>>  Get Started here on your VA Loan or give us a call at 866-900-2342  (toll free direct)

 

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Filed under California VA Lender, VA Jumbo Lender, VA Jumbo Loans, VA Jumbo Purchase, va loan after bankruptcy, va loan after foreclosure, va loan after short sale, VA Loans, VA Loans over $1m, VA Purchase Loan

Can I get a new VA IRRRL Streamline Refi if my VA loan exceeds the current VA Loan Limit?

Can I get a new VA IRRRL Streamline Refi if my VA loan exceeds the current VA Loan Limit?

Many Vets with VA and VA Jumbo Loans in California ask the question:  Am I eligible for a VA IRRRL Streamline Refinance even if my VA Loan exceeds the current VA Loan Limits for my county?   The answer is Yes you can,  if you choose VanDyk Mortgage to help you.   Many large banks and VA Lenders do not allow you to exceed the County VA Limits,  VanDyk allows VA IRRRL’s that exceed your current VA Loan Limit for your area.

If you purchased or refinanced your home using a VA or VA Jumbo Loan, your current VA loan just might exceed the current VA County Loan Limits.  For instance, if you put extra money down to take advantage of the Benefits of VA Jumbo Loans when purchasing your home, or utlized the higher VA Loan Limits that we in effect during 2009, 2010, 2011, 2012, or even 2013 your VA Loan might exceed the current loan limits for VA Loans.

Why does this matter?   Many VA Lenders limit your new VA Loan to the VA County Loan Limit, and are not able to help with many VA Jumbo IRRRL Streamlines.  We have no Loan Limit on our VA Jumbo IRRRL’s.

If your VA Loan Rate is 4.25% or higher, you may very well benefit from a VA Streamline at these historic interest rates.

Call Today 866-900-2342 toll free Direct, or apply online at www.vandykfunding.com.

I have to say it one more time, if you have a current VA Loan that exceeds your county VA Loan Limit, we can help. We do not limit VA Jumbo IRRRL Streamline Refinances to the County VA Loan Limits. I felt it was important to repeat, because A- we offer these, and B – others don’t.

>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)

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Filed under California VA Lender, VA IRRRL Streamline, VA Jumbo IRRRL Streamline, VA Jumbo Lender, VA Jumbo Loans, VA Loans