Category Archives: VA Jumbo Purchase

We are a VA Jumbo Lender specializing in VA Jumbo Purchase Loans. VA Jumbo loans are any VA Loans that exceed $417,000. We allow VA Loans over the County VA Loan Limits, up to VA Jumbo Loan amounts as high as $1.5M. We are a Direct Lender offering VA Jumbo Loans throughout our service areas, including California, Washington, Virginia, Massachusetts, Georgia, Wyoming, Michigan and Indiana.

VA Jumbo Loans are available as soon as 24 months after a Foreclosure, Bankruptcy, or Short Sale, we will require re-established credit and a solid payment history after the Hardship event. VA Loans after a Short Sale may be eligible sooner than 24 months, please contact us direct to see if your situation allows this.

VA Loans and VA Jumbo Loans – the VA Loan Pro’s

VA Loans and VA Jumbo Loans – get the best mortgage loan for US Veterans and Active Duty Service Members

When you decide to buy a home using your VA Home Loan Benefit or refinance your home mortgage utilizing a VA Loan, it’s a big step.  For California VA Loans you can trust us to find the best VA loan for you.

We offer VA Purchase Loans, VA Refinance Loans, VA IRRRL Streamline, VA Jumbo Loans, VA Jumbo Purchase Loans, VA Jumbo Refinance Loans, and VA Jumbo IRRRL Streamline refinance Loans throughout California and Washington.    Go with the VA Loan pros at Vandyk Mortgage.   Contact us to get started or receive your free quote.

Buying a home can be a source of anxiety and frustration and also a huge sense of accomplishment.   You choose the home that is right for you and your family, not someone else.    Trust our VA Loan Professionals to help you use your VA home Loan Benefit to make your home ownership dreams come true.   We are here to serve our Veterans.

Refinancing your current mortgage can save you hundreds per month, and thousands of dollars per year.   Contact the VA Loan Pro’s at VanDyk Mortgage to find out if you could benefit from a VA Refinance.    You can Refinance your current VA Loan or VA Jumbo Loan into a lower rate using the VA IRRRL aka The VA Interest Rate Reduction Refinance Loan.   These are also called VA Streamlines or VA Jumbo Streamlines.   We can Refinance your VA Loan even if it exceeds current VA County Loan Limits.

You can also utilize your VA Home Loan Benefit to Refinance your Non-VA Loan into a safe, secure VA Loan or VA Jumbo Loan with a Fixed Rate and No PMI.

Accessing your home equity is a great way to get the cash needed for big projects such as College, Home Improvement, or whatever you can think up.  We’ll help you see if a VA Loan is the best route to meet your goals.

Please explore and navigate our website to learn more about us, what we do for you, and how easy it is to get started.

>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)

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Filed under California VA Lender, Uncategorized, VA Jumbo Lender, VA Jumbo Loans, VA Jumbo Purchase

VA Loan Limits for 2013 – up to $987,500 in California

VA Loan Limits for 2013 – up to $987,500 in California

Click here for 2015 California VA Loan Limits by county

The Veterans Administration has announced the VA Loan Limits for California for 2013. The formula for generating the VA Loan Limits was altered by Congress in 2008, and was reinstated beginning August 6, 2012.

The VA Jumbo Loan allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas of California and Washington at loan amounts more in sync with local housing prices. Qualified Vet’s can purchase up to $987,500 with zero money down.

Some examples of the new VA Loan Limits in California are: Veterans in Los Angeles, Orange County, Ventura, Brea, Pasadena, Irvine, Costa Mesa, Huntington Beach, and Long Beach may qualify for a 100% VA Jumbo loan up to $668,750. San Diego County cities including San Diego, Oceanside, Chula Vista, El Cajon, Encinitas, Carlsbad, San Marcos, Escondido, Rancho Bernardo, la Mesa and National City a Vet can borrow up to $500,000 with no money down when buying a house. San Jose vets can go up to $823,750 with no money down VA Purchase Loan. SF Bay Area Vets buying a home in San Francisco, Alameda, Oakland, Fremont, Contra Costa, Marin, San Mateo, Daly City, etc can qualify up to $987,500 for a 100% VA Loan as well. We also offer VA Loans that exceed these limits with the appropriate amount of Down payment on purchases, or equity on Refinances.

VanDyk Mortgage is a proud VA Lender serving many states including California, Georgia, Massachusetts, Virginia, Washington, and more.

We have compiled the California VA Loan limits for 2013 by county below.

State County 2013 VA Loan Limit

CA ALAMEDA $987,500

CA ALPINE $417,000

CA AMADOR $417,000

CA BUTTE $417,000

CA CALAVERAS $417,000

CA COLUSA $417,000

CA CONTRA COSTA $987,500

CA DEL NORTE $417,000

CA EL DORADO $417,000

CA FRESNO $417,000

CA GLENN $417,000

CA HUMBOLDT $417,000

CA IMPERIAL $417,000

CA INYO $417,000

CA KERN $417,000

CA KINGS $417,000

CA LAKE $417,000

CA LASSEN $417,000

CA LOS ANGELES $668,750

CA MADERA $417,000

CA MARIN $987,500

CA MARIPOSA $417,000

CA MENDOCINO $417,000

CA MERCED $417,000

CA MODOC $417,000

CA MONO $437,500

CA MONTEREY $425,000

CA NAPA $521,250

CA NEVADA $417,000

CA ORANGE $668,750

CA PLACER $417,000

CA PLUMAS $417,000

CA RIVERSIDE $417,000

CA SACRAMENTO $417,000

CA SAN BENITO $823,750

CA SAN BERNARDINO $417,000

CA SAN DIEGO $500,000

CA SAN FRANCISCO $987,500

CA SAN JOAQUIN $417,000

CA SAN LUIS OBISPO $481,250

CA SAN MATEO $987,500

CA SANTA BARBARA $593,750

CA SANTA CLARA $823,750

CA SANTA CRUZ $668,750

CA SHASTA $417,000

CA SIERRA $417,000

CA SISKIYOU $417,000

CA SOLANO $417,000

CA SONOMA $448,750

CA STANISLAUS $417,000

CA SUTTER $417,000

CA TEHAMA $417,000

CA TRINITY $417,000

CA TULARE $417,000

CA TUOLUMNE $417,000

CA VENTURA $546,250

CA YOLO $417,000

CA YUBA $417,000

Many Vets would like to purchase or refinance a home that exceeds their County’s VA Loan Limit. If you need a VA loan for a higher amount than your county loan limit, please call us. We do offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline). Call Brian Skaar at 760-752-4480 to get started.

 

VanDyk Mortgage also offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

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Filed under California VA Lender, VA IRRRL Streamline, VA Jumbo IRRRL Streamline, VA Jumbo Lender, VA Jumbo Loans, VA Jumbo Purchase, VA Loans, VA Loans over $1m, VA Purchase Loan

We are your Source for VA and VA Jumbo Loans

We are Your Source for VA and VA Jumbo Loans.

When looking to use your VA Home Loan Benefit to Purchase, Refinance, or Streamline Refinance your Home, it is important to select a VA Loan Pro that is knowledgeable about VA Loans, knows how to get you qualified for the best available VA Loan or VA Jumbo Loan, and knows how to handle and navigate through the many nuances that VA Loans have to get you the loan you want.

Read through our site, then call us when you are ready to get started.   We have been making VA Loans since 1987.

We offer VA Loans and VA Jumbo Loans to Purchase, Refinance, and VA IRRRL Streamline Refinance of your home.

Call 866-900-2342 toll free,  or apply online at www.vandykfunding.com to get started.’

California 100% financing VA Loan Limit now up to $625,500 for 2015 in select counties.   More info on  California VA Loan Limits for 2015

Virginia 100% Financing VA Loan Limit now up to $625,500 for 2015 for select counties.   Call for details. 

Washington 100% Financing VA Loan Limit now up to $517,500 for 2015 for select counties.   Call for details.

Wyoming 100% Financing VA Loan Limit now up to $625,500 for 2015 for Teton county.   Call for details.

—>>>  Get Started here on your VA Loan or give us a call at 866-900-2342  (toll free direct)

 

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Filed under California VA Lender, VA Jumbo Lender, VA Jumbo Loans, VA Jumbo Purchase, va loan after bankruptcy, va loan after foreclosure, va loan after short sale, VA Loans, VA Loans over $1m, VA Purchase Loan