Tag Archives: Auburn

VA IRRRL Streamline Refinance Options for Washington Veterans

VA IRRRL Streamline Refinance Options for Washington Veterans

The VA IRRRL Streamline Refinance is a great option to reduce the interest rate on your Washington VA Loan.   The VA Streamline requires reduced documentation,  and offers a streamlined process.

VA IRRRL (Interest Rate Reducing Refinance Loan) Streamlines and VA Jumbo IRRRL Streamline Refinances are available for Owner Occupied Homes, Single Family Homes, Condo’s, Second Homes, and Rental Properties secured by VA and VA Jumbo Loans.   (Rental Properties are also known as Non-owner, or Investment Homes)

  • Basic requirements for a Washington VA IRRRL Streamline Refinance:
  • On-time Mortgage Payments last 6 months
  • No income or asset documentation required
  • No Maximum Loan Amount – Current VA Loan Limits do not cap your VA IRRRL with VanDyk IRRRL’s
  • Minimal Costs
  • Full Appraisal Alternatives available (ie, sometimes no appraisal required)
  • You can exceed your Washington county VA Loan Limit for the IRRRL Streamline
  • 30 yr Fixed Rate is the best option for most Veterans

If you have a current VA Loan that exceeds the VA Loan Limit, we can help.  We do not limit VA Jumbo IRRRL Streamline Refinances to the County VA Loan Limits.

We are a Direct Lender for VA Loans.   We offer VA IRRRL Streamlines throughout Washington State, including  Seattle, Spokane, Tacoma, Everett, Bellevue, Kirkland, Redmond, Vancouver, Kent, Auburn, Renton, Federal Way, Puyallup, Seatac, Olympia, Lacey, and every other city within the Evergreen State.  Call the Government Loan Pros with VanDyk Mortgage at 866-900-2342 today.

>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)

 

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Filed under VA IRRRL Streamline, VA Jumbo IRRRL Streamline, VA Jumbo Loans, VA Loans

VA IRRRL Streamline Refinances for Washington Non-owner occupied home (rental or investment property)

Are VA IRRRL Streamline Refinances available  for my Washington Non-owner occupied home?  (rental or investment property) 

This ia a common question for many Washington state Veterans and Washington based Active Duty Military Personel who have utilized their VA Home Loan Benefit to purchase a home in Washington state using a VA Loan, and then are transferred to another area, often via PCS out of state.   Or perhaps the Veteran has purchased another home to adjust to a new family size or larger home, etc.

So what is the answer to the question – Can I get a VA IRRRL Streamline Refinance for my Non-owner occupied home in Washington State?  (AKA Rental Home or Investment home).  The answer is Yes!   With VanDyk Mortgage,  we allow qualified Veterans and Active Duty Service Members to utilize the VA IRRRL Streamline on Non-owner occupied properties.

The VA IRRRL Streamline Refinance allows you to Lower yoiur rate and payment with minimal cost and a streamlined process.

We offer these throughout Washington including Seattle, Tacoma, Everett, Oak Harbor, Lacey, Olympia, Puyullap, Sumner, Bonney Lake, Auburn, Kent, Federal Way, Renton, Bellevue, Kirkland, Redmond, Spokane, Vancouver, Yakima, Richland, Kennewick, Pasco, Ellensburg, Moses Lake, Wenatchee, Bellingham, Mt Vernon, Edmonds, Mukilteo, Snohomish, and all cities in between.

Call the Government Loan Pros with VanDyk Mortgage at 866-900-2342 today.

>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)

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Filed under California VA Lender, Uncategorized, VA IRRRL Streamline, VA Jumbo IRRRL Streamline, VA Jumbo Loans, VA Loans

Placer County VA Loan Info

Placer County VA and VA Jumbo Loan info – Direct Lender – VA Purchase, VA Refinance, and VA IRRRL Streamline Refinance

VanDyk Mortgage is your source for VA Loans and VA Jumbo Loans in Placer County, CA.   We have been helping Veterans with VA loans since 1987.   VanDyk Mortgage is a Direct Lender offering VA and VA Jumbo Loans.   We offer many VA loan programs for Placer County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes, as well as Streamline Refinance using the VA IRRRL Program.

  • VA Loans   (Purchase and Refinance)
  • VA Jumbo Loans  (Purchase and Refinance)
  • VA Loans for Condo’s   (Purchase and Refinance)
  • VA Streamline Refinance (IRRRL)
  • VA Jumbo Streamline Refinance (IRRRL)

Placer County VA Loans are available up to $474,950 with Zero down payment required.  The Placer County VA Loan Limit for 2015 is $474,950.   We do not limit Veterans to the County Loan limit of $474,950 for Placer County VA Jumbo Loans.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%.   Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Even if your current VA Loan exceeds the VA County limit, we can help you utilize the VA IRRRL Streamline Refinance, we offer VA IRRRL Streamlines even when loan amount exceeds your VA County Loan Limit.

VA Home Loans in Placer County, California:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $474,950
  • A $500,000 Placer County VA Home Purchase would only require  a $6,262 down payment  (1.253%)
  • A $625,000  Placer  VA Home Purchase would only require $37,513 down payment  (6.0%)
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Approved Condo’s can utilize VA Loans too
  • Your VA Benefit can be used more than once

VA Loans can be used to purchase multi family 2-4 unit homes (2-unit, 3-unit, 4-unit, Duplex, Triplex, Fourplex).  (Refinance also)

We offer VA financing on VA Approved Condo’s. Here is a link to the new Veterans Administration VA Approved Condo Search Engine.   Please call us if you have questions or need help with your VA Approved Condo search, we are here to help.   We can also assist in getting your VA Condo Approved with the VA.

VanDyk Mortgage has been helping Veterans with VA loans since 1987.   We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender also.   We are a VA Lender and VA Jumbo Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.

Go with the Government Loan Pros, go with VanDyk.   Call Brian Skaar at 760-752-4480 for help with your VA loan financing.

We service the following cities in Placer county:  Auburn, Colfax, Lincoln, Loomis, Rocklin, Roseville,, and all areas within the county as well.

>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)

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Filed under California VA Lender, Uncategorized, VA High Balance, VA IRRRL Streamline, VA Jumbo IRRRL Streamline, VA Jumbo Lender, VA Jumbo Loans, VA Jumbo Purchase, va loan after bankruptcy, va loan after foreclosure, va loan after short sale, VA Loans, VA Purchase Loan