Tag Archives: CA

We are your Source for VA and VA Jumbo Loans

We are Your Source for VA and VA Jumbo Loans.

When looking to use your VA Home Loan Benefit to Purchase, Refinance, or Streamline Refinance your Home, it is important to select a VA Loan Pro that is knowledgeable about VA Loans, knows how to get you qualified for the best available VA Loan or VA Jumbo Loan, and knows how to handle and navigate through the many nuances that VA Loans have to get you the loan you want.

Read through our site, then call us when you are ready to get started.   We have been making VA Loans since 1987.

We offer VA Loans and VA Jumbo Loans to Purchase, Refinance, and VA IRRRL Streamline Refinance of your home.

Call 866-900-2342 toll free,  or apply online at www.vandykfunding.com to get started.’

California 100% financing VA Loan Limit now up to $625,500 for 2015 in select counties.   More info on  California VA Loan Limits for 2015

Virginia 100% Financing VA Loan Limit now up to $625,500 for 2015 for select counties.   Call for details. 

Washington 100% Financing VA Loan Limit now up to $517,500 for 2015 for select counties.   Call for details.

Wyoming 100% Financing VA Loan Limit now up to $625,500 for 2015 for Teton county.   Call for details.

—>>>  Get Started here on your VA Loan or give us a call at 866-900-2342  (toll free direct)

 

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Filed under California VA Lender, VA Jumbo Lender, VA Jumbo Loans, VA Jumbo Purchase, va loan after bankruptcy, va loan after foreclosure, va loan after short sale, VA Loans, VA Loans over $1m, VA Purchase Loan

Can I get a new VA IRRRL Streamline Refi if my VA loan exceeds the current VA Loan Limit?

Can I get a new VA IRRRL Streamline Refi if my VA loan exceeds the current VA Loan Limit?

Many Vets with VA and VA Jumbo Loans in California ask the question:  Am I eligible for a VA IRRRL Streamline Refinance even if my VA Loan exceeds the current VA Loan Limits for my county?   The answer is Yes you can,  if you choose VanDyk Mortgage to help you.   Many large banks and VA Lenders do not allow you to exceed the County VA Limits,  VanDyk allows VA IRRRL’s that exceed your current VA Loan Limit for your area.

If you purchased or refinanced your home using a VA or VA Jumbo Loan, your current VA loan just might exceed the current VA County Loan Limits.  For instance, if you put extra money down to take advantage of the Benefits of VA Jumbo Loans when purchasing your home, or utlized the higher VA Loan Limits that we in effect during 2009, 2010, 2011, 2012, or even 2013 your VA Loan might exceed the current loan limits for VA Loans.

Why does this matter?   Many VA Lenders limit your new VA Loan to the VA County Loan Limit, and are not able to help with many VA Jumbo IRRRL Streamlines.  We have no Loan Limit on our VA Jumbo IRRRL’s.

If your VA Loan Rate is 4.25% or higher, you may very well benefit from a VA Streamline at these historic interest rates.

Call Today 866-900-2342 toll free Direct, or apply online at www.vandykfunding.com.

I have to say it one more time, if you have a current VA Loan that exceeds your county VA Loan Limit, we can help. We do not limit VA Jumbo IRRRL Streamline Refinances to the County VA Loan Limits. I felt it was important to repeat, because A- we offer these, and B – others don’t.

>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)

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Filed under California VA Lender, VA IRRRL Streamline, VA Jumbo IRRRL Streamline, VA Jumbo Lender, VA Jumbo Loans, VA Loans

Mono County VA and VA Jumbo Loan info

Mono County VA and VA Jumbo Loan info – Direct Lender – VA Purchase, VA Refinance, and VA IRRRL Streamline Refinance

VanDyk Mortgage is your source for VA Loans and VA Jumbo Loans in Mono County, CA.   We have been helping Veterans with VA loans since 1987.   VanDyk Mortgage is a Direct Lender offering VA and VA Jumbo Loans.   We offer many VA loan programs for Mono County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes, as well as Streamline Refinance using the VA IRRRL Program.

  • VA Loans   (Purchase and Refinance)
  • VA Jumbo Loans  (Purchase and Refinance)
  • VA Loans for Condo’s   (Purchase and Refinance)
  • VA Streamline Refinance (IRRRL)
  • VA Jumbo Streamline Refinance (IRRRL)

Mono County VA Loans are available up to $529,000 with Zero down payment required.  The Mono County VA Loan Limit for 2015 is $529,000.   We do not limit Veterans to the County VA Loan limit of $529,000 for Mono County VA Jumbo Loans.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%.   Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Even if your current VA Loan exceeds the VA County limit, we can help you utilize the VA IRRRL Streamline Refinance, we offer VA IRRRL Streamlines even when loan amount exceeds your VA County Loan Limit.

VA Home Loans in Mono County, California:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $529,000
  • A $550,000 Mono County VA Home Purchase would only require  a $5,250 down payment  (.955%) – not including the VA Funding Fee
  • A $625,000  Mono  VA Home Purchase would only require $24k down payment  (3.84%) – not including the VA Funding Fee
  • A $750,000 Mono VA Home or Condominium Purchase would require a $55,250 (7.367%) not including the VA Funding Fee
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Approved Condo’s can utilize VA Loans too
  • Your VA Benefit can be used more than once

VA Loans can be used to purchase multi family 2-4 unit homes (2-unit, 3-unit, 4-unit, Duplex, Triplex, Fourplex).  (Refinance also)

We offer VA financing on VA Approved Condo’s. Here is a link to the new Veterans Administration VA Approved Condo Search Engine.   Please call us if you have questions or need help with your VA Approved Condo search, we are here to help.   We can also assist in getting your VA Condo Approved with the VA.

VanDyk Mortgage has been helping Veterans with VA loans since 1987.   We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender also.   We are a VA Lender and VA Jumbo Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.

Go with the Government Loan Pros, go with VanDyk.   Call Brian Skaar at 760-752-4480 for help with your VA loan financing.

We service the following cities in Mono county:  Mammoth Lakes, and all areas within the county as well.

>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)

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Filed under California VA Lender, VA Jumbo Loans, VA Jumbo Purchase, VA Loans, VA Purchase Loan