Tag Archives: Chula Vista

VA IRRRL Streamline Refinance Options for California Veterans

VA IRRRL Streamline Refinance Options for California Veterans

The VA IRRRL Streamline Refinance is a great option to reduce the interest rate on your California VA Loan.   The VA Streamline requires reduced documentation,  and offers a streamlined process.

VA IRRRL (Interest Rate Reducing Refinance Loan) Streamlines and VA Jumbo IRRRL Streamline Refinances are available for Owner Occupied Homes, Single Family Homes, Condo’s, Second Homes, and Rental Properties secured by VA and VA Jumbo Loans.   (Rental Properties are also known as Non-owner, or Investment Homes).

Basic requirements for a California VA IRRRL Streamline Refinance:

  • On-time Mortgage Payments last 6 months
  • No income or asset documentation required
  • No Maximum Loan Amount – current VA Loan Limits are not considered for VanDyk VA IRRRL’s
  • Minimal Costs
  • Full Appraisal Alternatives available (ie, sometimes no appraisal required)
  • You can exceed your California county VA Loan Limit for the VA Jumbo  IRRRL Streamline Refinance.
  • 30 yr Fixed Rate is the best option for most Veterans,  Rates have never been lower

If your current VA Loan exceeds the VA Loan Limit for your county, we can help.   We do not limit VA Jumbo IRRRL Streamline Refinances to the County VA Loan Limits.

We are a Direct Lender for VA Loans.   We offer VA IRRRL Streamlines  throughout our service areas including California cities:   Anaheim, Bakersfield, Carlsbad, Chula Vista, Corona, Coronado, Encinitas, Escondido, Fremont, Fresno, Huntington Beach, Irvine, Lake Elsinore, Long Beach, California, Menifee, Monterey, Moreno Valley, Murrieta, National City, Oakland, Oceanside, Pasadena, Poway, Rancho Bernardo, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Jose, San Marcos, San Mateo, Santa Ana, Santa Barbara, Santa Clara, Santa Monica, Santa Rosa, Temecula, Ventura, Vista, Wildomar,  and all cities in between.

Call the Government Loan Pros with VanDyk Mortgage at 866-900-2342 today.

>>>  Get started here on your VA Loan or give us a call at 866-900-2342  (toll free direct)

 

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Filed under VA IRRRL Streamline, VA Jumbo IRRRL Streamline, VA Jumbo Loans, VA Loans

We are your Source for VA and VA Jumbo Loans

We are Your Source for VA and VA Jumbo Loans.

When looking to use your VA Home Loan Benefit to Purchase, Refinance, or Streamline Refinance your Home, it is important to select a VA Loan Pro that is knowledgeable about VA Loans, knows how to get you qualified for the best available VA Loan or VA Jumbo Loan, and knows how to handle and navigate through the many nuances that VA Loans have to get you the loan you want.

Read through our site, then call us when you are ready to get started.   We have been making VA Loans since 1987.

We offer VA Loans and VA Jumbo Loans to Purchase, Refinance, and VA IRRRL Streamline Refinance of your home.

Call 866-900-2342 toll free,  or apply online at www.vandykfunding.com to get started.’

California 100% financing VA Loan Limit now up to $625,500 for 2015 in select counties.   More info on  California VA Loan Limits for 2015

Virginia 100% Financing VA Loan Limit now up to $625,500 for 2015 for select counties.   Call for details. 

Washington 100% Financing VA Loan Limit now up to $517,500 for 2015 for select counties.   Call for details.

Wyoming 100% Financing VA Loan Limit now up to $625,500 for 2015 for Teton county.   Call for details.

—>>>  Get Started here on your VA Loan or give us a call at 866-900-2342  (toll free direct)

 

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Filed under California VA Lender, VA Jumbo Lender, VA Jumbo Loans, VA Jumbo Purchase, va loan after bankruptcy, va loan after foreclosure, va loan after short sale, VA Loans, VA Loans over $1m, VA Purchase Loan

VA IRRRL Streamline Refinance for California Non-owner occupied home (Rental or Investment)

Can I get a VA IRRRL Streamline Refinances for my California Non-owner occupied home?  

This is a common question for California Veterans and California based Active Duty Military Personel who have utilized their VA Benefit to purchase a home in California using a VA Loan, and then are transferred to another area, often via PCS out of state.   Or if they have purchased another home to adjust to a new family size or larger home, etc.

So what is the answer to the question – Can I get a VA IRRRL Streamline Refinance for my Non-owner occupied home?  (AKA Rental Home or Investment home).  The answer is Yes!   With VanDyk Mortgage,  we allow qualified Veterans and Active Duty Service Members to utilize the VA IRRRL Streamline on Non-owner occupied properties that already have VA Loan Financing.

The VA IRRRL Streamline Refinance allows you to Lower yoiur rate and payment with minimal cost and a streamlined process.

We offer these throughout California including San Diego, San Francisco, Los Angeles, Riverside, San Bernardino, Sacramento, Fresno, Bakersfield, Stockton, Oceanside, Chula Vista, Escondido, Temecula, Murrieta, Corona, and all cities in between.

Call the Government Loan Pros with VanDyk Mortgage at 866-900-2342 today.

>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)

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Filed under California VA Lender, Uncategorized, VA Jumbo Loans, VA Loans