Tag Archives: VA Benefit

Mono County VA and VA Jumbo Loan info

Mono County VA and VA Jumbo Loan info – Direct Lender – VA Purchase, VA Refinance, and VA IRRRL Streamline Refinance

VanDyk Mortgage is your source for VA Loans and VA Jumbo Loans in Mono County, CA.   We have been helping Veterans with VA loans since 1987.   VanDyk Mortgage is a Direct Lender offering VA and VA Jumbo Loans.   We offer many VA loan programs for Mono County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes, as well as Streamline Refinance using the VA IRRRL Program.

  • VA Loans   (Purchase and Refinance)
  • VA Jumbo Loans  (Purchase and Refinance)
  • VA Loans for Condo’s   (Purchase and Refinance)
  • VA Streamline Refinance (IRRRL)
  • VA Jumbo Streamline Refinance (IRRRL)

Mono County VA Loans are available up to $529,000 with Zero down payment required.  The Mono County VA Loan Limit for 2015 is $529,000.   We do not limit Veterans to the County VA Loan limit of $529,000 for Mono County VA Jumbo Loans.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%.   Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Even if your current VA Loan exceeds the VA County limit, we can help you utilize the VA IRRRL Streamline Refinance, we offer VA IRRRL Streamlines even when loan amount exceeds your VA County Loan Limit.

VA Home Loans in Mono County, California:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $529,000
  • A $550,000 Mono County VA Home Purchase would only require  a $5,250 down payment  (.955%) – not including the VA Funding Fee
  • A $625,000  Mono  VA Home Purchase would only require $24k down payment  (3.84%) – not including the VA Funding Fee
  • A $750,000 Mono VA Home or Condominium Purchase would require a $55,250 (7.367%) not including the VA Funding Fee
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Approved Condo’s can utilize VA Loans too
  • Your VA Benefit can be used more than once

VA Loans can be used to purchase multi family 2-4 unit homes (2-unit, 3-unit, 4-unit, Duplex, Triplex, Fourplex).  (Refinance also)

We offer VA financing on VA Approved Condo’s. Here is a link to the new Veterans Administration VA Approved Condo Search Engine.   Please call us if you have questions or need help with your VA Approved Condo search, we are here to help.   We can also assist in getting your VA Condo Approved with the VA.

VanDyk Mortgage has been helping Veterans with VA loans since 1987.   We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender also.   We are a VA Lender and VA Jumbo Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.

Go with the Government Loan Pros, go with VanDyk.   Call Brian Skaar at 760-752-4480 for help with your VA loan financing.

We service the following cities in Mono county:  Mammoth Lakes, and all areas within the county as well.

>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)

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Filed under California VA Lender, VA Jumbo Loans, VA Jumbo Purchase, VA Loans, VA Purchase Loan

Colusa County VA and VA Jumbo Loan info

Colusa County VA and VA Jumbo Loan info – Direct Lender – VA Purchase, VA Refinance, and VA IRRRL Streamline Refinance

VanDyk Mortgage is your source for VA Loans and VA Jumbo Loans in Colusa County, CA.   We have been helping Veterans with VA loans since 1987.   VanDyk Mortgage is a Direct Lender offering VA and VA Jumbo Loans.   We offer many VA loan programs for Colusa County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes, as well as Streamline Refinance using the VA IRRRL Program.

  • VA Loans   (Purchase and Refinance)
  • VA Jumbo Loans  (Purchase and Refinance)
  • VA Loans for Condo’s   (Purchase and Refinance)
  • VA Streamline Refinance (IRRRL)
  • VA Jumbo Streamline Refinance (IRRRL)

Colusa County VA Loans are available up to $417,000 with Zero down payment required.  The Colusa County VA Loan Limit for 2015 is $417,000.   We do not limit Veterans to the County Loan limit of $417,000 for Colusa County VA Jumbo Loans.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%.   Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Even if your current VA Loan exceeds the 2014 VA County limit, we can help you utilize the VA IRRRL Streamline Refinance, we offer VA IRRRL Streamlines even when loan amount exceeds your VA County Loan Limit.

VA Home Loans in Colusa County, California:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $417,000
  • A $500,000 Colusa County VA Home Purchase would only require  a $20,750 down payment  ( 4.15%) – not including the VA Funding Fee
  • A $650,000  Colusa  VA Home Purchase would only require $58,250 down payment  ( 8.96%) – not including the VA Funding Fee
  • A $825,000 Colusa VA Home or Condominium Purchase would require a $102,000 (12.36%) not including the VA Funding Fee
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Approved Condo’s can utilize VA Loans too
  • Your VA Benefit can be used more than once

VA Loans can be used to purchase multi family 2-4 unit homes (2-unit, 3-unit, 4-unit, Duplex, Triplex, Fourplex).  (Refinance also)

We offer VA financing on VA Approved Condo’s. Here is a link to the new Veterans Administration VA Approved Condo Search Engine.   Please call us if you have questions or need help with your VA Approved Condo search, we are here to help.   We can also assist in getting your VA Condo Approved with the VA.

VanDyk Mortgage has been helping Veterans with VA loans since 1987.   We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender also.   We are a VA Lender and VA Jumbo Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.

Go with the Government Loan Pros, go with VanDyk.   Call Brian Skaar at 760-752-4480 for help with your VA loan financing.

We service the following cities in Colusa county:  Colusa, Williams, and all areas within the county as well.

>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)

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Filed under California VA Lender, VA High Balance, VA Jumbo Loans, VA Jumbo Purchase, VA Loans, VA Purchase Loan

VA Loan Limits for 2012 – California

VA Announces 2012 VA Loan Limits for California

Click here for 2015 California VA Loan Limits

The VA has announced 2012 VA Loan Limits that become effective Jan 1, 2012 and last until Dec 31, 2012.   The VA Loan Limits in 2012 are capped at $625,500 due to changes in the formula the Veterans Administration is required to use.

Loan Limits in California counties such as Alameda, Contra Costa, Marin, San Benito, San Francisco, San Mateo, and Santa Clara are now at $625,500.    Los Angeles and Orange Counties are now at $621,000.   Santa Barbara county is at $598,000, and San Diego has a $477,000 VA Loan limit for 2012.

Several Washington State counties allow higher VA Loan limits for 2012 including King, Pierce and Snohomish counties at $458,850 and San Juan county at $432,400.

Please see the entire list of CA and WA VA Loan Limits below,  any counties not listed have a $417K VA Loan Limit for 2012.
VA Loans are available for higher loan amounts than the County VA Loan Limit.   The County VA Loan Limit is the full amount for 100% VA Financing.   We allow you to exceed the county limits as long as there is sufficient equity or down payment to reach the VA Guarantee requirements.   More info on Exceeding the VA Loan Limit can be found here.

STATE COUNTY 2012 VA LIMIT

 

CA ALAMEDA $625,500
CA CONTRA COSTA $625,500
CA LOS ANGELES $621,000
CA MARIN $625,500
CA NAPA $460,000
CA ORANGE $621,000
CA SAN BENITO $625,500
CA SAN DIEGO $477,000
CA SAN FRANCISCO $625,500
CA SAN LUIS OBISPO $457,700
CA SAN MATEO $625,500
CA SANTA BARBARA $598,000
CA SANTA CLARA $625,500
CA SANTA CRUZ $610,650
CA SONOMA $419,750
CA VENTURA $518,650

Please contact the VA Loan Pro’s at VanDyk Mortgage today for help with your next VA Loan – Purchase, Refinance, or VA Streamline.   We are proud to help our Veterans.

 866-900-2342 Toll Free or visit us online at www.westcoastvaloans.com

>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)

 

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Filed under California VA Lender, VA IRRRL Streamline, VA Jumbo IRRRL Streamline, VA Jumbo Lender, VA Jumbo Loans, VA Jumbo Purchase, VA Loans