VA Loan Benefit for California Veterans and CA Active Duty Military
California Veterans and CA Active Duty Military Personnel have access to higher VA guarantee limits than many other states. The higher VA Guarantee allows California Vets the opportunity to purchase a home with zero downpayment up to $679,650 in select Bay Area Counties such as San Francisco, San Mateo, Contra Costa, Marin, and Alameda. Los Angeles VA Loans are available up to $679,650 with no down payment.
We are also able to exceed the County VA Loan limit with down payment of 25% of the difference between your purchase price and the VA loan limit for your area. VanDyk Mortgage is a proud VA Lender serving many states including California and Washington, and more. We are a VA Direct Lender.
In 2008, the US Congress authorized increases in the VA Loan Benefit by increasing the Entitlement available to Vets in higher cost areas. This allows us to write VA Loans that are guaranteed by the VA up to the full county loan limit with no downpayment for qualified Veterans.
We have compiled the California VA Loan limits for 2018 by county below. (complete 2018 CA Loan Limits here)
STATE COUNTY 2018 VA LIMITS FOR CA COUNTIES
CA ALAMEDA $679,650
CA CONTRA COSTA $679,650
CA EL DORADO $517,500
CA LOS ANGELES $679,650
CA MARIN $679,650
CA MONO $529,000
CA NAPA $679,650
CA NEVADA $477,250
CA ORANGE $679,650
CA PLACER $517,500
CA SACRAMENTO $517,500
CA SAN BENITO $679,650
CA SAN DIEGO $649,750
CA SAN FRANCISCO $679,650
CA SAN LUIS OBISPO $615,250
CA SAN MATEO $679,650
CA SANTA BARBARA $625,500
CA SANTA CLARA $679,650
CA SANTA CRUZ $679,650
CA VENTURA $672,750
CA YOLO $517,500
Any county not listed is at $453,100 for the VA loan limit.
VA loans can be used to purchase condominiums up to your full benefit as well.
If you need a VA loan for a higher amount than your county loan limit, please call us. We do offer VA loans over the county loan limits for VA IRRRL Streamline Refinance (aka VA Streamline), Refinance and Purchase up to $1.5M. Call Brian Skaar at 760-752-4480 to get started.
We proudly serve the following Cities in California: Carlsbad, Chula Vista, Corona, Encinitas, Escondido, Fremont, Fresno, Huntington Beach, Irvine, Lake Elsinore, Long Beach, Los Angeles, Menifee, Monterey, Moreno Valley, Murrieta, National City, Oakland,Oceanside, Pasadena, Poway, Rancho Bernardo, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Jose,San Marcos, San Mateo, Santa Ana, Santa Barbara, Santa Clara, Santa Monica, Santa Rosa, Temecula, Ventura, Vista, Wildomar
>>> Get started here on your VA Loan PreApproval or give us a call at 866-900-2342 (toll free direct)