VA Loan Benefit for California Veterans and CA Active Duty Military

VA Loan Benefit for California Veterans and CA Active Duty Military

California Veterans and CA Active Duty Military Personnel have access to higher VA guarantee limits than many other states.  The higher VA Guarantee allows California Vets the opportunity to purchase a home with zero downpayment up to $679,650 in select Bay Area Counties such as San Francisco, San Mateo, Contra Costa, Marin, and Alameda.   Los Angeles VA Loans are available up to $679,650 with no down payment.

We are also able to exceed the County VA Loan limit with down payment of 25% of the difference between your purchase price and the VA loan limit for your area.   VanDyk Mortgage is a proud VA Lender serving many states including California and Washington, and more.   We are a VA Direct Lender.

In 2008, the US Congress authorized increases in the VA Loan Benefit by increasing the Entitlement available to Vets in higher cost areas.   This allows us to write VA Loans that are guaranteed by the VA up to the full county loan limit with no downpayment for qualified Veterans.

We have compiled the California VA Loan limits for 2018 by county below.   (complete 2018 CA Loan Limits here)

STATE COUNTY 2018 VA LIMITS FOR CA COUNTIES

CA ALAMEDA $679,650

CA CONTRA COSTA $679,650

CA EL DORADO $517,500

CA LOS ANGELES $679,650

CA MARIN $679,650

CA MONO $529,000

CA NAPA $679,650

CA NEVADA $477,250

CA ORANGE $679,650

CA PLACER $517,500

CA SACRAMENTO $517,500

CA SAN BENITO $679,650

CA SAN DIEGO $649,750

CA SAN FRANCISCO $679,650

CA SAN LUIS OBISPO $615,250

CA SAN MATEO $679,650

CA SANTA BARBARA  $625,500

CA SANTA CLARA $679,650

CA SANTA CRUZ $679,650

CA VENTURA $672,750

CA YOLO $517,500

Any county not listed is at $453,100 for the VA loan limit.

VA loans can be used to purchase condominiums up to your full benefit as well.

If you need a VA loan for a higher amount than your county loan limit, please call us.  We do offer VA loans over the county loan limits for VA IRRRL Streamline Refinance (aka VA Streamline), Refinance and Purchase up to $1.5M.   Call Brian Skaar at 760-752-4480 to get started.

 We proudly serve the following Cities in California: CarlsbadChula VistaCoronaEncinitasEscondido, Fremont, Fresno, Huntington Beach, Irvine, Lake Elsinore, Long Beach, Los AngelesMenifee, Monterey, Moreno Valley, MurrietaNational CityOakland,Oceanside, Pasadena, Poway, Rancho Bernardo, Riverside, Sacramento, San Bernardino, San DiegoSan FranciscoSan Jose,San Marcos, San Mateo, Santa Ana, Santa Barbara, Santa Clara, Santa Monica, Santa Rosa, Temecula, Ventura, VistaWildomar

>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)

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