VA Loan Limits for 2014 – up to $1,050,000 in California

VA Loan Limits for 2014 – up to $1,050,000 in California

Go here for complete 2015 California VA Loan Limits

The Veterans Administration has announced the VA Loan Limits for California for 2014. The formula for generating the VA Loan Limits was altered by Congress in 2008, and was reinstated beginning August 6, 2012.   The new California VA Loan Limits for 2014 have increased in some areas, stayed the same in others and went down in a select few counties.

The VA Jumbo Loan allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas of California and Washington at loan amounts more in sync with local housing prices. Qualified Vet’s can purchase up to $1,050,000 with zero money down in Bay Area counties such as San Francisco, Marin, San Mateo, Alameda and Contra Costa.

Some examples of the new VA Loan Limits in California are:  Veterans in Los Angeles, Orange County, Brea, Pasadena, Irvine, Costa Mesa, Huntington Beach, and Long Beach may qualify for a 100% VA Jumbo loan up to $687,500.   San Diego County cities including San Diego, Oceanside, Chula Vista, El Cajon, Encinitas, Carlsbad, San Marcos, Escondido, Rancho Bernardo, and La Mesa   a Vet can borrow up to $546,250 with no money down when buying a house.   San Jose Vets can go up to $827,500 with no money down VA Purchase Loan.  SF Bay Area Vets buying a home in San Francisco, Alameda, Oakland, Fremont, Contra Costa, Marin, San Mateo, Daly City, etc can qualify up to $1,050,000 for a 100% VA Jumbo Loan as well.  We also offer VA Loans that exceed these limits with the appropriate amount of Down payment on purchases, or equity on Refinances, with a max VA Jumbo Loan amount of $1.5M.

VanDyk Mortgage is a proud VA Lender serving many states including California, Georgia, Massachusetts, Virginia, Washington, and more.

We have compiled the California VA Loan limits for 2014 by county below.

State County 2014 VA Loan Limit

CA ALAMEDA $1,050,000

CA ALPINE $463,450

CA AMADOR $417,000

CA BUTTE $417,000

CA CALAVERAS  $417,000

CA COLUSA $417,000

CA CONTRA COSTA $1,050,000

CA DEL NORTE $417,000

CA EL DORADO $474,950

CA FRESNO $417,000

CA GLENN $417,000

CA HUMBOLDT $417,000

CA IMPERIAL $417,000

CA INYO $417,000

CA KERN $417,000

CA KINGS $417,000

CA LAKE $417,000

CA LASSEN $417,000

CA LOS ANGELES $687,500

CA MADERA  $417,000

CA MARIN $1,050,000

CA MARIPOSA $417,000

CA MENDOCINO $417,000

CA MERCED $417,000

CA MODOC $417,000

CA MONO $529,000

CA MONTEREY $500,000

CA NAPA $592,250

CA NEVADA $477,250

CA ORANGE $687,500

CA PLACER $474,950

CA PLUMAS $417,000

CA RIVERSIDE $417,000

CA SACRAMENTO $474,950

CA SAN BENITO $827,500

CA SAN BERNARDINO $417,000

CA SAN DIEGO $546,250

CA SAN FRANCISCO $1,050,000

CA SAN JOAQUIN $417,000

CA SAN LUIS OBISPO $561,200

CA SAN MATEO $1,050,000

CA SANTA BARBARA $643,750

CA SANTA CLARA $827,500

CA SANTA CRUZ $681,250

CA SHASTA $417,000

CA SIERRA $417,000

CA SISKIYOU $417,000

CA SOLANO $417,000

CA SONOMA $520,950

CA STANISLAUS $417,000

CA SUTTER $417,000

CA TEHAMA $417,000

CA TRINITY $417,000

CA TULARE $417,000

CA TUOLUMNE $417,000

CA VENTURA $598,000

CA YOLO $474,950

CA YUBA $417,000

Many Vets would like to purchase or refinance a home that exceeds their Countie’s VA Loan Limit. If you need a VA loan for a higher amount than your county loan limit, please call us.  We do offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline), up to $1.5M nationwide with appropriate down payment or home equity to meet the VA guarantee requirement.   Call Brian Skaar at 760-752-4480 to get started.

VanDyk Mortgage also offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

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