No Down Payment and Low Down Payment options for Calfiornia Homebuyers

No Down Payment and Low Down Payment options for Calfiornia Homebuyers

Low Down Payment options for California Homebuyers (and no downpayment options!)

Here is a quick list of Low Downpayment and No Downpayment loan options for California Homebuyers – Including Conventional, FHA, VA, USDA RD Loans, FHA Jumbo, and VA Jumbo loans:

>>be sure to click on the links to find out more info about each low downpayment option

No Downpayment Home Loans in California: 

  • VA Home Loan – up to 100% financing with zero down required, up to $453K
  • VA Jumbo Home Loan – up to 100% financing with zero down required – up to your County VA Loan Limit ($679,650 in SF, San Mateo, Contra Costa, Alameda, and Marin, $679K in LA, OC,  and 679K in Santa Cruz, $679K in Santa Clara and San Benito Counties).
  • USDA RD or Rural Development Home Loans – up to 100% financing with zero down payment required

Low Downpayment Home Loans in California:

  • 3% down Conventional Loans (97% ltv) up to $453K
  • 5% down conventional Loans (95% ltv) up to $453K
  • 3.5% down FHA Home loans – up to $453K (or your county FHA Loan limit)
  • 3.5% down FHA Jumbo Home Loan – up to your county FHA Loan Limit (example – $679,650 in LA, SF, OC, etc)
  • 1-10% downpayment –VA Jumbo Loans over your county loan limit (example – 2.4% down on $750K purchase price in LA or OC)
  • 5% down on Conforming Jumbo – Fannie Mae High Balance Loans – up to $679,650 Loan Amount in SF, LA, OC, San Jose, Ventura, and more.
Give us a call to get started and see which option is best for you,  760-752-4480 direct.
>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)
Previous Post

WA Condo financing options – Zero Down and Low Down Payment options for Washington Condo buyers

Next Post

New VA Approved Condo Search portal