in 2018, California Veterans and CA Active Duty Military Personnel retain access to higher VA guarantee limits than many other states. The higher VA Guarantee allows California Vets the opportunity to purchase a home with zero down payment up to $679,650 in many Bay Area Counties such as San Francisco, San Mateo, Contra Costa, Marin, and Alameda. Los Angeles VA Loans and Orange County VA Buyers are eligible up to $679,650 with no down payment.
We are also able to exceed the VA County VA Loan limit with a down payment of 25% of the difference between your purchase price and the VA loan limit for your area. VanDyk Mortgage is a proud VA Lender serving many states including California and Washington, and more. We are a VA Direct Lender.
In 2008, the US Congress authorized increases in the VA Loan Benefit by increasing the Entitlement available to Vets in higher cost areas. This allows us to write VA Loans that are guaranteed by the VA up to the full county loan limit with no downpayment for qualified Veterans. These higher VA Loan Limits are currently Authorized through the end of 2011 by Congress.
We have compiled the California VA Loan limits for 2018 by county below.
| CA | ALAMEDA | $679,650 |
| CA | CONTRA COSTA | $679,650 |
| CA | LOS ANGELES | $679,650 |
| CA | MARIN | $679,650 |
| CA | NAPA | $679,650 |
| CA | ORANGE | $679,650 |
| CA | SAN BENITO | $679,650 |
| CA | SAN DIEGO | $649,750 |
| CA | SAN FRANCISCO | $679,650 |
| CA | SAN LUIS OBISPO | $615,250 |
| CA | SAN MATEO | $679,650 |
| CA | SANTA BARBARA | $625,500 |
| CA | SANTA CLARA | $679,650 |
| CA | SANTA CRUZ | $679,650 |
| CA | SONOMA | $648,600 |
| CA | VENTURA | $672,750 |
| WA | KING | $667,000 |
| WA | PIERCE | $667,000 |
| WA | SAN JUAN | $483,000 |
| WA | SNOHOMISH | $667,000 |
If you need a VA loan for a higher amount than your county loan limit, please call us. We do offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline). Call Brian Skaar at 760-752-4480 to get started.
VA loans can be used to purchase condominiums up to your full benefit as well.
If you need a VA loan for a higher amount than your county loan limit, please call us. We do offer VA loans over the county loan limits for VA IRRRL Streamline Refinance (aka VA Streamline), Refinance and Purchase up to $1.5M. Call Brian Skaar at 760-752-4480 to get started.
>>> Get started here on your VA Loan PreApproval or give us a call at 866-900-2342 (toll free direct)