Loan Application Info

Here is a list of the information needed for a Home Loan Application (plus some privacy info!)

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Here is the list of the documents most people will need to provide for a  Home Loan Application:

  • Full Name, Date of Birth and Social Security Number for each borrower
  • Employment History – name, address, employment dates, income for past 2 years
  • Pay stubs, W2’s, and Federal Income Taxes
  • Asset information such as Checking and Savings Account Statements – last 2 months statements – in full
  • Statements for Stock, Bond, Retirement, and Investment Accounts  – covering most recent 60 days
  • Homeowners Insurance – declarations page or contact info for your agent – we can take care of the rest

For self-employed:

  • Two years Federal Tax Returns – company and personal if not a sole proprietor

If you are divorced or separated:

  • Complete executed divorce decree and settlement agreement

If you have Rental Real Estate or Second Homes:

  • Mortgage Statements for each property
  • Property Tax info for each property
  • Homeowners insurance info on each property
  • Homeowners association dues if applicable
  • Copy of the Current Lease Agreement for each property

For Va Loans:

  • DD214 Honorable Discharge Certificate and Certificate of Eligibility – we can help with these if you cannot locate them

 

There may be other items for specific situations, but this is a good overall list of the basics.

Get started here online >>> Fast Forward VA Loan Approval  or call 866-900-2342 to get started