California VA Loan Limits for 2019

VA Loan Limits for 2019 – up to $726,525 in California

The Veterans Administration has announced the VA Loan Limits for California for 2019.   The new California VA Loan Limits for 2019 have increased in nearly all areas.

The VA Jumbo Loan (aka VA High Balance Loan)  allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas of California and Washington at loan amounts more in sync with local housing prices. Qualified Vet’s can purchase up to $726,525 with zero money down in Bay Area counties such as San Francisco, Marin, San Mateo, Alameda and Contra Costa as well as Los Angeles and Orange county.

Some examples of the new VA Loan Limits in California are:  Veterans in Los Angeles, Orange County, Brea, Pasadena, Irvine, Costa Mesa, Huntington Beach, and Long Beach may qualify for a 100% VA Jumbo loan up to $726,525.   San Diego County cities including San Diego, Oceanside, Chula Vista, El Cajon, Encinitas, Carlsbad, San Marcos, Escondido, Rancho Bernardo, and La Mesa   a Vet can borrow up up to $690,000 with no money down when buying a house.   San Jose Vets can go up to $726,525 with no money down VA Purchase Loan.  SF Bay Area Vets buying a home in San Francisco, Alameda, Oakland, Fremont, Contra Costa, Marin, San Mateo, Daly City, etc can qualify up to $726,525 for a 100% VA Jumbo Loan as well.

We also offer VA Loans that exceed these limits with the appropriate amount of Down payment on purchases, or equity on Refinances, with a max VA Jumbo Loan amount of $1.5M.

VanDyk Mortgage is a proud VA Lender serving many states including California, Georgia, Illinois, Massachusetts, Virginia, Washington, and more.

We have compiled the California VA Loan limits for 2019 by county below.

State County 2019 VA Loan Limit

CA ALAMEDA $726,525

CA ALPINE $484,350

CA AMADOR $484,350

CA BUTTE $484,350

CA CALAVERAS  $484,350

CA COLUSA $484,350


CA DEL NORTE $484,350

CA EL DORADO $552,000

CA FRESNO $484,350

CA GLENN $484,350

CA HUMBOLDT $484,350

CA IMPERIAL $484,350

CA INYO $484,350

CA KERN $484,350

CA KINGS $484,350

CA LAKE $484,350

CA LASSEN $484,350


CA MADERA  $484,350

CA MARIN $726,525

CA MARIPOSA $484,350


CA MERCED $484,350

CA MODOC $484,350

CA MONO $529,000

CA MONTEREY $652,050

CA NAPA $726,525

CA NEVADA $486,450

CA ORANGE $726,525

CA PLACER $552,000

CA PLUMAS $484,350



CA SAN BENITO   $726,525


CA SAN DIEGO $690,000




CA SAN MATEO $726,525



CA SANTA CRUZ $726,525

CA SHASTA $484,350

CA SIERRA $484,350

CA SISKIYOU $484,350

CA SOLANO $494,500

CA SONOMA $704,950


CA SUTTER $484,350

CA TEHAMA $484,350

CA TRINITY $484,350

CA TULARE $484,350

CA TUOLUMNE $484,350

CA VENTURA $713,000

CA YOLO $552,000

CA YUBA $484,350

Many Vets would like to purchase or refinance a home that exceeds their County VA Loan Limit. If you need a VA loan for a higher amount than your county loan limit, please call us.  We offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline), up to $1.5M nationwide with appropriate down payment or home equity to meet the VA guarantee requirement.   Call Brian Skaar at 760-752-4480 to get started.  VanDyk Mortgage also offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

>>>  Get started here on your VA Loan online, or give us a call at 866-900-2342  (toll free direct)

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