The Veterans Administration, in concert with some help from Congress in 2008 now allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas such as California and Washington at loan amounts much higher than the old VA limits. Some examples in California are San Jose, San Francisco, Oakland, Fremont and much of the Bay Area may qualify for a 100% VA Jumbo loan up to $679,650. Los Angeles and Orange county cities such as Los Angeles (duh), Irvine, Anaheim, Newport Beach, Costa Mesa, Laguna, Orange, Santa Monica, Hermosa Beach, Manhattan Beach, Torrance, Pasadena, and Brea can borrow up to $679,650 with no money down when buying a house. San Diego Vets qualify up to $649,750 for a 100% VA Loan.
VanDyk Mortgage is a proud VA Lender serving many states including California, Colorado, Washington, Texas, Florida, and more.
We have compiled the California VA Loan limits for 2010 by county below. Here is a link to our complete list of all nationwide 2010 VA Loan Limits.
STATE COUNTY 2010 VA LIMIT
CA ALAMEDA $962,500
CA CONTRA COSTA $962,500
CA EL DORADO $418,750
CA LOS ANGELES $593,750
CA MARIN $962,500
CA MONO $512,500
CA NAPA $443,750
CA NEVADA $418,750
CA ORANGE $593,750
CA PLACER $418,750
CA SACRAMENTO $418,750
CA SAN BENITO $633,750
CA SAN DIEGO $437,500
CA SAN FRANCISCO $962,500
CA SAN LUIS OBISPO $487,500
CA SAN MATEO $962,500
CA SANTA CLARA $633,750
CA SANTA CRUZ $568,750
CA VENTURA $486,250
CA YOLO $418,750
Any county not listed is at $453,100 for the VA loan limit.
If you need a VA loan for a higher amount than your county loan limit, please call us. We do offer VA loans over the county loan limits for VA IRRRL Streamline Refinance (aka VA Streamline), Refinance and Purchase. Call Brian Skaar at 760-752-4480 to get started.