San Diego VA Lender – VA and VA Jumbo Home Mortgage Loans
VanDyk Mortgage is your source for VA & VA Jumbo Loans in San Diego. We have been making VA loans since 1987. VanDyk Mortgage is a VA Direct Lender. We offer many loan programs for San Diego VA Homebuyers and San Diego VA Homeowners to Purchase and refinance homes in San Diego.
- VA Loans (aka High Balance) for Purchase and Refinance
- VA Jumbo (aka High Balance) for Purchase and Refinance
- VA Purchase Loans up to $1.5M
- VA Jumbo Refinance Loans to $1.5m
- VA IRRRL Streamline Refinance
San Diego VA Loans are available up to $649,750 with zero down payment Required. The San Diego VA Loan Limit in 2015 is $649,750. San Diego Veterans are not limited to the San Diego Loan limit of $649,750 for VA Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate downpayment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.
Here are some links to more info on San Diego information, loans for buyers and sellers, etc:
VA Home Loans in San Diego, California:
- Active Duty Military and Veterans can both qualify
- 100% VA financing up to $649,750
- A $662,350 San Diego VA Home Purchase would only require $25,000 down payment ( 3.774%)
- A $825,000 San Diego VA Home Purchase would only require $65,663 down payment ( 7.959%) – not including the VA Funding Fee
- VA Loans require No Mortgage Insurance
- VA Loans do require a VAFF (VA Funding Fee), which is usually financed
- Veterans with a 10% or higher VA disability pay no VA Funding fee
- Sellers can pay up to 4% of the VA Buyers closing costs
VA Loans can be used to Purchase and Refinance Condominiums in San Diego. The Approved VA Condo list is quite extensive, please call for details on the Condo you want to purchase or refinance. Check out our article on VA Condo Loans here.
VanDyk Mortgage has been making VA loans since 1987. We are a VA Direct Lender and VA Jumbo Direct lender. We are also a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender.
Go with the Government Loan Pros, go with VanDyk.
Call Brian Skaar at 760-752-4480 for help with your VA loan.
>>> Get started here on your VA Loan PreApproval or give us a call at 866-900-2342 (toll free direct)