VA Loan Benefit for Washington Veterans and WA Active Duty Military

VA Loan Benefit for Washington Veterans and WA Active Duty Military

Many Washington Veterans and WA Active Duty Military Personnel have access to higher VA guarantee limits in the Puget Sound Area counties:  King, Snohomish, and Pierce. (San Juan too).  The higher VA Guarantee allows Washington Vets the opportunity to purchase a home with zero down payment up to $667,000 in select Puget Sound Counties (King County, Snohomish County, and Pierce County).  This includes the cities of Seattle, Bellevue, Tacoma, Kirkland, Redmond, Woodinville, Rention, Everett, Federal Way, Auburn, Kent, Puyallup, Issaquah, Lynnwood, Edmonds, Shoreline, and all other cities within these counties.   Seattle VA Loans are available up to $667,000 with no down payment.

We are also able to exceed the VA County VA Loan limit with down payment of 25% of the difference between your purchase price and the VA loan limit for your area.   VanDyk Mortgage is a proud VA Lender serving many states including California and Washington, and more.   We are a VA Direct Lender.

In 2008, the US Congress authorized increases in the VA Loan Benefit by increasing the Entitlement available to Vets in higher cost areas.   This allows us to write VA Loans that are guaranteed by the VA up to the full county loan limit with no downpayment for qualified Veterans.   Read more about the Washington VA Loan process here.   VA Loans are available to purchase VA Approved Condo‘s as well.

We have compiled the Washington VA Loan limits for 2018 by county below.


WA KING $667,000

WA PIERCE $667,000

WA SAN JUAN $483,000


Any county not listed above is at $453,100 for the VA loan limit.

If you need a VA loan for a higher amount than your county loan limit, please call us.  We do offer VA loans over the county loan limits for VA IRRRL Streamline Refinance (aka VA Streamline), Refinance and Purchase.   Call Brian Skaar at 760-752-4480 to get started.

We proudly serve the following Cities in Washington: Auburn, Bellevue, Bellingham, Bonney Lake, Bothell, Bremerton, Edmonds, Everett, Federal Way, Kent, Kirkland, Lacey, Lake Stevens, Lynnwood, Monroe, Mukilteo, Puyallup, Redmond, Renton, Seattle, Spokane, Tacoma, Vancouver, Wenatchee, Woodinville, Yakima 

VanDyk Mortgage funds VA & FHA Loans as a Direct Lender.  

>>>  Get started here on your VA Loan PreApproval or give us a call at 866-900-2342  (toll free direct)

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An overview of the Washington VA Loan process