VA Loan Limits for 2014 – up to $1,050,000 in California
Go here for complete 2022 California VA Loan Limits
The Veterans Administration has announced the VA Loan Limits for California for 2014. The formula for generating the VA Loan Limits was altered by Congress in 2008, and was reinstated beginning August 6, 2012. The new California VA Loan Limits for 2014 have increased in some areas, stayed the same in others and went down in a select few counties.
The VA Jumbo Loan allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas of California and Washington at loan amounts more in sync with local housing prices. Qualified Vet’s can purchase up to $1,050,000 with zero money down in Bay Area counties such as San Francisco, Marin, San Mateo, Alameda and Contra Costa.
Some examples of the new VA Loan Limits in California are: Veterans in Los Angeles, Orange County, Brea, Pasadena, Irvine, Costa Mesa, Huntington Beach, and Long Beach may qualify for a 100% VA Jumbo loan up to $687,500. San Diego County cities including San Diego, Oceanside, Chula Vista, El Cajon, Encinitas, Carlsbad, San Marcos, Escondido, Rancho Bernardo, and La Mesa a Vet can borrow up to $546,250 with no money down when buying a house. San Jose Vets can go up to $827,500 with no money down VA Purchase Loan. SF Bay Area Vets buying a home in San Francisco, Alameda, Oakland, Fremont, Contra Costa, Marin, San Mateo, Daly City, etc can qualify up to $1,050,000 for a 100% VA Jumbo Loan as well. We also offer VA Loans that exceed these limits with the appropriate amount of Down payment on purchases, or equity on Refinances, with a max VA Jumbo Loan amount of $1.5M.
VanDyk Mortgage is a proud VA Lender serving many states including California, Georgia, Massachusetts, Virginia, Washington, and more.
We have compiled the California VA Loan limits for 2014 by county below.
State County 2014 VA Loan Limit
CA ALAMEDA $1,050,000
CA ALPINE $463,450
CA AMADOR $453,100
CA BUTTE $453,100
CA CALAVERAS $453,100
CA COLUSA $453,100
CA CONTRA COSTA $1,050,000
CA DEL NORTE $453,100
CA EL DORADO $517,500
CA FRESNO $453,100
CA GLENN $453,100
CA HUMBOLDT $453,100
CA IMPERIAL $453,100
CA INYO $453,100
CA KERN $453,100
CA KINGS $453,100
CA LAKE $453,100
CA LASSEN $453,100
CA LOS ANGELES $687,500
CA MADERA $453,100
CA MARIN $1,050,000
CA MARIPOSA $453,100
CA MENDOCINO $453,100
CA MERCED $453,100
CA MODOC $453,100
CA MONO $529,000
CA MONTEREY $500,000
CA NAPA $592,250
CA NEVADA $477,250
CA ORANGE $687,500
CA PLACER $517,500
CA PLUMAS $453,100
CA RIVERSIDE $453,100
CA SACRAMENTO $517,500
CA SAN BENITO $827,500
CA SAN BERNARDINO $453,100
CA SAN DIEGO $546,250
CA SAN FRANCISCO $1,050,000
CA SAN JOAQUIN $453,100
CA SAN LUIS OBISPO $615,250
CA SAN MATEO $1,050,000
CA SANTA BARBARA $643,750
CA SANTA CLARA $827,500
CA SANTA CRUZ $681,250
CA SHASTA $453,100
CA SIERRA $453,100
CA SISKIYOU $453,100
CA SOLANO $453,100
CA SONOMA $520,950
CA STANISLAUS $453,100
CA SUTTER $453,100
CA TEHAMA $453,100
CA TRINITY $453,100
CA TULARE $453,100
CA TUOLUMNE $453,100
CA VENTURA $598,000
CA YOLO $517,500
CA YUBA $453,100
Many Vets would like to purchase or refinance a home that exceeds their Countie’s VA Loan Limit. If you need a VA loan for a higher amount than your county loan limit, please call us. We do offer VA loans over the county loan limits for Purchase, Refinance, and VA IRRRL Streamline Refinance (aka VA Streamline), up to $1.5M nationwide with appropriate down payment or home equity to meet the VA guarantee requirement. Call Brian Skaar at 760-752-4480 to get started.
VanDyk Mortgage also offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).