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Everett WA – VA Loans and FHA Home Mortgage Loans – VanDyk Mortgage – Washington VA Lender & FHA Lender VanDyk Mortgage is your source for VA Loans and FHA Loans in Everett. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Everett Homebuyers and Seattle Homeowners to Purchase and refinance homes..
- FHA & FHA Jumbo (aka High Balance)
- VA & VA Jumbo (aka High Balance)
- Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
- Jumbo Loans to $3m
Everett FHA Loans are available up to $667,000 with just 3.5% down payment. The FHA 2018 Loan Limit for Everett is $667,000. Everett FHA Loans that are over $453K up to $667,000 are called FHA Jumbo or FHA High Balance loans.
Everett VA Loans are available up to $667,000 with zero down payment. The Everett VA Loan Limit in 2018 is $667,000. However, Veterans are not limited to the Snohomish County VA Loan limit of $667,000 for VanDyk VA Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.
Everett Conforming Loans are available up to $667,000. The Everett Conforming Jumbo Loans (aka Conforming High Balance,those over $453,100 and up to $667,000) require a minimum of 5% down payment or equity.
Everett Home Loan information
FHA Home loans in Everett, Washington:
- FHA Home Loans require just 3.5% downpayment
- FHA Jumbo Loans up to $667,000 (aka FHA High Balance)
- The Seller can pay up to 6% of your closing and settlement costs.
- Minimum score for a FHA Home Loan is just 580, even on FHA High balance or FHA Jumbo.
- You can receive a gift of funds for your Downpayment and closing costs from Family
- FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association – call for details.
- FHA Loans allow non-occupying co-borrowers such as parents and siblings.
VA Home Loans in Everett, Washington:
- Active Duty Military and Veterans can both qualify
- 100% financing up to $667,000
- A $700k Everett VA Home Purchase would only require $8,250 down payment (1.2%)
- ~VA Loans require no Mortgage Insurance
- VA Loans do require a VAFF (VA Funding Fee), which is usually financed
- Veterans with a 10% or higher VA disability pay no VA Funding fee
- Sellers can pay up to 4% of the VA Buyers closing costs
- VA Loans for Seattle condos are available up to $500,000 with zero down
Conforming Home Loans in Everett, Washington:
- Available up to $667,000 with the Conforming High Balance (aka conforming Jumbo)
- Seattle Conforming loans available up to $453,100
- require a minimum of 3% down payment or up to 97% LTV up to $453K loan amounts
- Allow for condominiums, Second Homes, and investment properties
- Call for details on Fico score requirements, down payment requirements, etc
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.
Go with the Government Loan Pros, go with VanDyk. Visit us a twww.vandykfunding.com or call Brian Skaar at 866-900-2342 for help with your FHA or VA loan. We offer FHA, FHA Jumbo, VA, VA Jumbo, Conforming & Jumbo Loans. VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
VanDyk Mortgage is a VA Direct Lender (since 1987) offering VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types. As a Government Direct Lender, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie FHA Direct Lender offering FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA High Balance, and FHA mortgages of all types. Visit us at www.vandykfunding.com to get started or just find out more
>>> Get started here on your VA Loan Pre-Approval or give us a call at 866-900-2342 (toll free direct)