VA Loan Limits for 2025 – VA loans now available…
California VA Loan Limits for 2025
Long Beach VA Loans and FHA Home Mortgage Loans – VanDyk Mortgage – California VA Lender & FHA Lender.
VanDyk Mortgage is your source for VA Loans and FHA Loans in Long Beach. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Long Beach Homebuyers and Long Beach Homeowners to Purchase and refinance homes.
- FHA & FHA Jumbo (aka High Balance)
- VA & VA Jumbo (aka High Balance)
- Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
- Jumbo Loans to $3m
Long Beach FHA Loans are available up to $679,650 with just 3.5% down payment. The FHA 2018 Loan Limit for Los Angeles County is $679,650. Long Beach FHA Loans that are over $453K up to $679,650 are called FHA Jumbo or FHA High Balance loans.
Long Beach VA Loans are available up to $679,650 with zero down payment required for qualified Veterans.. The Long Beach VA Loan Limit in 2018 is $679,650. However, Veterans are not limited to the Los Angeles County Loan limit of $679,650 for VA Loans. We offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit
Long Beach Conforming Loans are available up to $679,650 . The Los Angeles county Conforming Jumbo Loans (aka Conforming High Balance, those over $453,100 and up to $679,650 ) require a minimum of 10% downpayment or equity.Long Beach Home Loan information
FHA Home loans in Long Beach, California:
- FHA Home Loans require just 3.5% down payment
- FHA Jumbo Loans up to $679,650 (aka FHA High Balance)
- The Seller can pay up to 6% of your closing and settlement costs.
- Minimum score for most FHA Home Loans is just 580, even on FHA High balance or FHA Jumbo.
- You can receive a gift of funds for your Downpayment and closing costs from Family
- FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association – call for details.
- FHA Loans allow non-occupying co-borrowers such as parents and siblings.
VA Home Loans in Long Beach, California:
- Active Duty Military and Veterans can both qualify
- 100% financing up to $679,650
- A $825k Long Beach Home Purchase would only require $36,388 down payment (4.41%)
- VA Loans require no Mortgage Insurance
- VA Loans do require a VAFF (VA Funding Fee), which is usually financed
- Veterans with a 10% or higher VA disability pay no VA Funding fee
- Sellers can pay up to 4% of the VA Buyers closing costs
- VA Loans to purchase or refinance Long Beach Condo’s up to $668,750 w / no money down
Conforming Home Loans in Long Beach, California:
Long Beach Conforming Jumbo Loans are available up to $679,650 with the Conforming High Balance (aka conforming Jumbo)
- Long Beach Conforming Jumbo loans require a minimum of 5% down payment or up to 95% LTV
- Long Beach Conforming loans available up to $453,100
- Conforming loans up to $453K require just 3% down payment – up to 97% LTV – Primary Occupancy
- Allow for condominiums, Second Homes, and investment properties
- Call for details on Fico score requirements, downpayment requirements, etc
We offer Jumbo Conventional Loans up to $3m – call for details.** please visit our post on Conforming vs Conventional loans to help explain the difference between these two terms, they are often misused in the media and web.
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.
Go with the Government Loan Pros, go with VanDyk. Call Brian Skaar at 866-900-2342 for help with your FHA or VA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans:California,Southern California, Los Angeles, San Diego, San Jose, San Francisco, Santa Monica, Pasadena, Brea, Diamond, Long beach, Huntington beach, Irvine, Costa Mesa, Hollywood, North Hollywood, San Mateo, ventura, Riverside, Oakland, Fremont, Sunnyvale, Santa maria, Oceanside, Vista, Escondido, Los Angeles, Rancho Bernardo, Poway, San Marcos, Carmel, Monterey, Santa Barbara, Santa Cruz, and all areas in between. VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
VanDyk Mortgage is a VA Direct Lender (since 1987) offering VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types. As a Government Direct Lender, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie FHA Direct Lender offering FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA High Balance, and FHA mortgages of all types.
>>> Get started here on your VA Loan PreApproval or give us a call at 866-900-2342 (toll free direct)